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Mistakes to avoid — when your carrier wants a statement

by John | Dec 8, 2008 | Insurance and Law Blog

I am often asked – if there was one mistake I could help people avoid in making insurance claims, what would it be? The answer is easy.  Do not take communications with your insurance company casually.  The may not be trying to help you, and insureds are often...

Auto Insurance Basics — Medical Payments Coverage, Or “Medpay”

by John | Aug 4, 2008 | Insurance and Law Blog

    Although the limits may be lower, medical payments coverage (“medpay”) can help when you are hurt by a car.  At least in Virginia, where the law make it part of every policy, it pays without regard to fault.  Coverage instead hinges...

Auto Insurance Basics — Uninsured Motorist Coverage

by John | Jul 31, 2008 | Insurance and Law Blog

    Uninsured motorist (“UM”) coverage involves some of the more complex auto insurance issues.  States usually require that every policy have at least some UM coverage, and they often strictly regulates the terms.  If a...

Auto Insurance Basics — Your Liability Coverage

by John | Jul 31, 2008 | Insurance and Law Blog

  Auto liability insurance — the basics   Below you can find the core qualities of your auto liability coverage:  (1) who might be covered; (2) what triggers your coverage; (3) how your insurer must help you with covered claims; and (4) how much...

New Virginia Case Addresses Examinations Under Oath — Beware

by John | Jul 24, 2008 | Insurance and Law Blog

Magistrate
 Judge Michael Urbanski just issued an opinion in the Western District of Virginia that deals with the insured’s rights and duties when their carrier wants to examine them under oath. Those exams happen often, and many if not most insureds are...
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JOHN J RASMUSSEN
Insurance Recovery
Law Group PLC

Post Office Box 38518
Richmond, Virginia 23231
Phone 804 308 1359

3015 East Broad Street
Richmond, Virginia 23223