by John | Dec 8, 2008 | Insurance and Law Blog
I am often asked – if there was one mistake I could help people avoid in making insurance claims, what would it be? The answer is easy. Do not take communications with your insurance company casually. The may not be trying to help you, and insureds are often...
by John | Aug 4, 2008 | Insurance and Law Blog
Although the limits may be lower, medical payments coverage (“medpay”) can help when you are hurt by a car. At least in Virginia, where the law make it part of every policy, it pays without regard to fault. Coverage instead hinges...
by John | Jul 31, 2008 | Insurance and Law Blog
Uninsured motorist (“UM”) coverage involves some of the more complex auto insurance issues. States usually require that every policy have at least some UM coverage, and they often strictly regulates the terms. If a...
by John | Jul 31, 2008 | Insurance and Law Blog
Auto liability insurance — the basics Below you can find the core qualities of your auto liability coverage: (1) who might be covered; (2) what triggers your coverage; (3) how your insurer must help you with covered claims; and (4) how much...
by John | Jul 24, 2008 | Insurance and Law Blog
Magistrate
Judge Michael Urbanski just issued an opinion in the Western District of Virginia that deals with the insured’s rights and duties when their carrier wants to examine them under oath. Those exams happen often, and many if not most insureds are...